USDA $0 Down Payment Eligible! Welcome to this beautifully updated 4-bedroom, 2-bath home located in the highly desirable Winchester Subdivision in Semmes. FRESH interior paint throughout and BRAND-NEW carpet in all bedrooms and the family room make this home truly MOVE-IN READY!!! The home features a split-bedroom, open-concept layout ideal for both daily living and entertaining. The family room is spacious and inviting with a vaulted ceiling, a fireplace, and ample natural light. The kitchen is open to the living and dining areas and includes stainless steel appliances, a hop-up breakfast bar, recessed lighting, and plenty of cabinet space. The refrigerator has a 2-drawer freezer with ice maker and remains with the home! The primary suite features a beautiful tray ceiling, walk-in closet, and a deluxe en-suite bath with double vanities, a garden soaking tub, and a separate walk-in shower. The HVAC system is NEW and was just installed in 2023!! The water heater is BRAND NEW! The additional bedrooms are generously sized and located on the opposite side of the home for added privacy. Enjoy outdoor living with a large, level backyard. The large shed in the back remains with the property! The home sits on a spacious lot in a quiet, well-maintained neighborhood with easy access to schools, shopping, and dining. This property qualifies for USDA financing—offering $0 down payment options. Buyer / Buyer agent to verify all information deemed important before closing.